Which of the following types of claims may be excluded from general Personal Liability coverage?

General Personal Liability coverage typically protects individuals against claims of bodily injury or property damage that they may cause to third parties. However, certain types of claims can indeed be excluded based on the nature of the activities involved.

A claim regarding business activities conducted from home is often excluded from general Personal Liability coverage because these activities are considered commercial in nature. Homeowners' policies usually provide liability coverage for personal activities, but when it comes to business operations, insurers may restrict or eliminate coverage to mitigate the higher risks associated with commercial endeavors. This exclusion is in place to avoid conflicts where business-related claims can be substantially higher and can lead to greater liability exposure that is not covered under standard personal policies.

In contrast, claims made by trespassers, damages caused by pets, or accidental harm during personal events like parties typically remain within the purview of general Personal Liability coverage. They are considered personal risks that fall under the scope of home insurance policies, which is why these scenarios would generally not lead to an exclusion under standard liability coverage.