Which of the following is a primary role of an insurance broker?

An insurance broker primarily acts as an intermediary between clients seeking insurance and insurance companies. The main role of a broker involves helping clients identify their insurance needs and finding suitable coverage that meets those requirements. Brokers leverage their knowledge of the insurance market to advise clients on various policies available, ensuring they understand the options and coverage levels. This role is centered on placing the interests of clients first, offering personalized service, and building long-term relationships based on trust and expertise.

While assessing risk for premium calculation is a function often associated with underwriters, and insurers typically have designated representatives for legal matters, the broker's focus is distinctly client-oriented. Providing underwriting services is not typically within a broker’s portfolio, as underwriting is generally a function of the insurance companies. Thus, helping clients find suitable insurance coverage is indeed the primary and most defining role of an insurance broker.