Which of the following is not an example of a Personal Injury claim?

Prepare for the Manitoba IBAM Fundamentals of Insurance Exam. Use our quiz with multiple-choice questions, each offering hints and explanations. Get set to ace your exam!

Personal injury claims typically involve cases where an individual's reputation or emotional well-being is harmed as a result of another party's actions, rather than physical harm or direct damage to property. Libel, slander, and wrongful entry all involve forms of harm or invasion affecting a person’s rights or dignity.

Libel refers to defamation through written statements, while slander pertains to spoken defamation. Both of these are explicitly recognized as personal injury claims because they damage an individual's reputation. Wrongful entry can also be classified under personal injury claims, as it involves the infringement of a person’s right to privacy and property, often causing emotional distress or reputational harm.

On the other hand, sickness does not fit within the definition of personal injury claims as it typically refers to a physical condition that affects health, which leads to medical claims rather than personal injury claims. This distinction is important because personal injury claims are aimed at protecting personal rights and reputations, rather than addressing physical health issues.

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