Which of the following benefits is included under Personal Injury Protection?

The correct answer is that loss of income is included under Personal Injury Protection (PIP) benefits. Personal Injury Protection is a form of auto insurance that provides coverage for medical expenses, lost wages, and other related expenses regardless of who is at fault in an accident. This type of coverage is designed to ensure that individuals can recover financially after an accident by covering income loss during their recovery period.

While medical expenses are indeed covered under PIP, the question specifically seeks the focus on loss of income as a unique benefit that PIP addresses. Awards for pain and suffering, while they may be part of other types of liability claims, are typically not covered under PIP. Furthermore, vehicle repair costs fall outside of the scope of personal injury protection as they relate to property damage rather than personal injuries.

Understanding these nuances is key when reviewing the benefits provided by personal injury protection and how they differ from other types of insurance coverages related to automobile incidents.