Which coverage option is generally not offered by group insurance plans?

Group insurance plans often encompass a variety of coverage options designed to provide comprehensive benefits to members, and are typically structured to address common needs among a group, such as employees of a company. Coverage options like dental plans, accidental death and dismemberment (AD&D), and extended health care are standard inclusions in many group insurance policies, as they relate closely to health and well-being.

Road-side assistance is generally not part of traditional group insurance plans, as it falls under a different category of service typically associated with automotive or travel insurance. While it is a valuable service, it does not align with the core focus of group health benefits that aim to cover medical expenses, health care services, and related risks—hence it is less likely to be included in a group insurance offering.

Thus, the rationale for the answer lies in the nature of group insurance plans, which prioritize health and medical coverage, leaving out road-side assistance as an option that does not fit within that framework.