What type of benefits is most commonly provided by workers' compensation plans?

Workers' compensation plans are designed to provide financial and medical benefits to employees who suffer job-related injuries or illnesses. Death benefits are a critical component of these plans, as they help support the families of workers who die as a result of work-related incidents. These benefits can cover funeral expenses and offer financial support to the deceased worker’s dependents, ensuring that their needs are met during a difficult time.

In contrast, preventative dental plans, coverage for prescription drugs, and suicide benefits are not typically encompassed within the scope of workers' compensation. Preventative dental plans are often part of separate health insurance policies rather than workers' compensation. Coverage for prescription drugs is usually included in a broader health benefits plan rather than specifically through workers' compensation. Lastly, while suicide benefits may be provided in some contexts, they are generally not part of standard workers' compensation claims unless specific criteria related to work-related causes can be established. Thus, death benefits are the most common and relevant benefit provided by workers' compensation plans.