What condition would affect the validity of Third Party Liability coverage?

The condition that affects the validity of Third Party Liability coverage is that the individual driving must be licensed. This requirement is essential because liability insurance is designed to protect the insured against claims made by third parties for damages or injuries caused by the insured's vehicle. If the driver is unlicensed, it raises questions about their ability to legally operate the vehicle and comply with traffic laws. Insurance companies generally stipulate that coverage is only valid if the driver holds a valid driver's license, as this ensures that the driver has met the necessary training and legal standards to operate a vehicle safely.

The remaining conditions are significant but do not directly invalidate the liability coverage itself. While driving during daylight hours, having a valid registration, and the driver's age can impact insurability or influence premiums, they are not strict requirements for the liability coverage to be in effect. For example, an unregistered vehicle might not be legally allowed on the road, but the insurance could still provide coverage if all other conditions are met. Therefore, the requirement for the driver to hold a valid license is the most critical factor in maintaining the validity of Third Party Liability coverage.