Independent adjusters...

Independent adjusters are professionals who are brought in by insurance companies to handle claims when their expertise is specifically required. They possess specialized knowledge in various types of claims, which can range from property damage to more complex liability issues. This specialized expertise allows insurers to ensure that claims are assessed accurately and fairly, ultimately leading to a better understanding of the loss and the potential payout.

By hiring independent adjusters, insurers can also benefit from an impartial perspective on the claim, which helps to mitigate conflicts of interest that may arise if an internal adjuster were assigned. As a result, independent adjusters play a crucial role in maintaining integrity and professionalism in the claim-handling process, which ultimately helps both the insurer and the insured.

While independent adjusters can be involved in a variety of claim sizes, including larger and more complex losses, their hiring is not limited to small claims. They can be appointed in a range of scenarios where expert knowledge is required to assess damages accurately. Furthermore, they are typically not appointed by the brokerage or hired directly by the insured; rather, they are contracted by insurance companies based on their specific expertise in handling claims.